Line up your
financing,
set aside a
down payment
and study
the loan
programs
available.
Order a free
credit
report
Find a
lender
Determine a
down payment
Get a
Preapproval
Letter from
your lender
Pick a
REALTOR to help
with buying a
home.
A licensed
REALTOR
belongs to
the National
Association
of Realtors
and
subscribes
to the
REALTOR'S
Code of
Ethics,
which is
comprised of
17 Articles
and
Standards of
Practice
which are
strictly
enforced by
the State
and National
Boards of
Realtors.
A REALTOR
with
experience
can help you
to avoid
making
mistakes
such as
choosing the
wrong home
or offering
too much.
A REALTOR
has access
to the
constantly
changing
market
conditions,
has
neighborhood
knowledge,
can offer
price
guidance,
handles the
huge volume
of paperwork
necessary in
today's
world and is
available
after the
closing for
any
questions
that may
arise.
Make sure
you're
comfortable
with that
agent before
committing
to work with
that person.
Learn how to
avoid home
buying mistakes.
Learn from
the mistakes
others have
made.
Start your
search
online. Rely
on your
REALTOR for
advice.
Preview
homes for
sale. Ask
your agent
to look at
homes before
showing them
to you and
tour only
those that
fit your
parameters.
Protect your
earnest
money
deposit by
writing
contingencies
into your
contract
that your
REALTOR will
advise.
Make an offer
and negotiate
like a pro.
Price isn't
the only
consideration.
Sellers
often accept
lower-priced
offers for
other
considerations.
If you
really love
the home,
chances are
another
buyer will
want it as
well. Take
this into
consideration
when making
your offer.
It's common
for sellers
and buyers
to negotiate
back and
forth
through
counter
offers. Keep
your
patience
during this
process.
Get a home
inspection and
read
disclosures.
Never buy a
home without
getting a
home
inspection.
Most states
have laws
about the
types of
disclosures
you are
entitled to.
Read them!
Always do a
final
inspection a
few days
before
closing to
make sure
the property
is in the
same
condition as
when you
agreed to
buy it.
Closing on
your home.
Transactions
generally close
within 30 to 60
days after your
offer has been
accepted.
Remember to:
Reserve
movers or a
moving truck
early
because many
people move
at the end
of the
month.
Shop for
insurance
rates
carefully.
Often, the
company that
insures your
automobiles
may offer
you the best
policy
rates.
The Beaman
Group 1-603-239-4265
NH Modular Homes, Keene NH and
surrounding areas Real Estate, Modular Homes in NH,
Kitchen and Bath Design and Build, Land Development
in Keene and surrounding areas of Cheshire County in
New Hampshire, Brattleboro and Windham County of
Vermont and Greenfield and Franklin County of
Massachusetts
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